with ouralevewarmwinterRates!Certificate of Deposit Specials:10 Month 2.45% APY*20 Month 2.70% APY*30 Month 2.83% APY*THE HARVARD STATE BANK SMJour Friends in BankingHARVARI35 NORTH AYER STREETHARVARD, IL 60033815.943.4400HEBRON9605 MAIN STREETHEBRON, IL 60034815.648.2481OREGON510 WEST WASHINGTON STREETOREGON, IL 61061815.732.3111ROCKFORD2470 EASTROCK DRIVEROCKFORD, IL 61108815.397.3111www.webhsb.comM e mber$5,000 minimum deposit required. APY assumes deposit will remain for the term of the CD.10 month CD automatically renews into 6 month CD-143 day early withdrawal penalty; 20 month CD automatically renews OATinto 18 month CD-285 day early withdrawal penalty; 30 month CD automatical y rene sinto 24 month CD 450 yearly N S#704698withdrawal penalty. Rates are subject to change upon renewal. Offer expires February 28, 2019.NMt FDIC

Date: February 8, 2019

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The Harvard State Bank - Rockford

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with our aleve warm winter Rates! Certificate of Deposit Specials: 10 Month 2.45% APY* 20 Month 2.70% APY* 30 Month 2.83% APY* THE HARVARD STATE BANK SM Jour Friends in Banking HARVARI 35 NORTH AYER STREET HARVARD, IL 60033 815.943.4400 HEBRON 9605 MAIN STREET HEBRON, IL 60034 815.648.2481 OREGON 510 WEST WASHINGTON STREET OREGON, IL 61061 815.732.3111 ROCKFORD 2470 EASTROCK DRIVE ROCKFORD, IL 61108 815.397.3111 www.webhsb.com M e mber $5,000 minimum deposit required. APY assumes deposit will remain for the term of the CD. 10 month CD automatically renews into 6 month CD-143 day early withdrawal penalty; 20 month CD automatically renews OAT into 18 month CD-285 day early withdrawal penalty; 30 month CD automatical y rene sinto 24 month CD 450 yearly N S#704698 withdrawal penalty. Rates are subject to change upon renewal. Offer expires February 28, 2019. NMt FDIC