Fall Into Savings! 20 Month CD Special and 20 Month IRA CD Special 2.22% APYfixed) Get these limited-time CD rates today! $5,000 minimum opening deposit required. APY assumes deposit will remain for the term of the CD. Early withdrawal penalties may apply. month CD and 20 month IRA CD will automatically renew into corresponding 18 month CD. Rates are subject to change upon renewal. IRS contribution limits apply to IRAs THE HARVARD STATE BANK sM Voun Jriends in Banking HARVARD 35 NORTH AYER STREET OREGON 510 WEST WASHINGTON STREET ROCKFORD 2470 EASTROCK DRIVE ROCKFORD, IL. 61108 815.397.3111 9605 MAIN STREET D. IL. 6003 HEBRON, IL00 815.943.4400 815.648.2481 815.732.3111 NMLSB