NEW 13 Month CD Special/ 1.78% APY Requirements: $5,000 minimum to open $5,000 new money required An open checking account (new or existing) is required The APY assumes that the deposits will remain for I year. Early withdrawal penalty 180 days loss of interest. ll rates are subject to change at maturity FD NILS# 704698 THE HARVARD STATE BANK sM Joun Friends in Banhing HARVARD 35 NORTH AYER STREET HARVARD, IL 60033 815.943.4400 HEBRON 9605 MAIN STREET HEBRON,IL 60034 815.648.2481 OREGON 510 WEST WASHINGTON STREET OREGON, IL 61061 815.732.3111 ROCKFORD 2470 EASTROCK DRIVE ROCKFORD, IL 61108 815.397.3111