2020 PLAGERKRUGBAUERRUDOLPHESTATE PLANNINGSTODDENGet Your Questions Answered Do I really need a will or powerof attorney? What is a trust? What is probate? Do I need power of attorney? Should I make lifetime gifts? What makes up my estate? How will I pay for nursing home care? Will Federal or Illinois Estatetaxes affect me?Experienced attorneys from Plager, Krug, Bauer, Rudolph & Stodden, Ltd. will discuss these questionsand more, as well as review current trends and new developments in estate planning.Please join us for this timely and informative FREE seminar at one of the following locations:Tuesday, February 25, 6:00 pm Co-sponsor Citizens State Bank, 102 W. Main St., LenaWednesday, March 4, 1:00 pm Co-sponsor Forreston State Bank at Forreston Public Library,204 S. 1st Ave., ForrestonThursday, March 5, 2:00 pm Freeport Public Library, 100 E. Douglas St., FreeportMonday, March 9, 1:30 pm Co-sponsor Apple River State Bank & First Community Bank of Galena,Apple River Stagecoach Event Center, 446 E. Hickory St., Apple RiverWednesday, March 11, 6:00 pm Co-sponsor Loeffler Wealth Management, Cimino's Atrium,421 Challenge St., FreeportMonday, March 16, 6:00 pm Co-sponsor Country Financial, Billy Goeke, Rock City Fire Department,7600 N. Rock City Rd., Rock CityTuesday, March 17, 6:00 pm Co-sponsor Citizens State Bank, Country Inn & Suites,200 Dillon Ave., StocktonWednesday, March 18, 1:00 pm Co-sponsor IHT Wealth Management, Gregory "Ike" Eicher,Stewart Centre West, 2900 W. Pearl City Rd., FreeportWednesday, March 25, 6:00 pm Co-sponsor Citizens State Bank, 1525 S. Forest Rd., FreeportTuesday, March 31, 6:30 pm Co-sponsor Forreston State Bank, 996 W. Fairview Rd., FreeportWednesday, April 1, 6:30 pm Co-sponsor Community Bank, 401 S. Church St., Orangeville, ILTuesday, April 7, 10:00 am Co-sponsor WinnPrairie, 1545 S. Forest Rd., FreeportTuesday, April 7, 3:30 pm Co-sponsor Prairie Ridge of Galena, 1 Prairie Ridge Dr., Galena, ILTuesday, May 12, 12:00 pm Co-sponsor Oakley Courts, 3117 Kunkle Blvd., FreeportFREE Admission. Reservations requested. Call 815.235.1212 or 800.373.4109 or pkbrs@plager-law.com  2020  PLAGER KRUG BAUER RUDOLPH ESTATE PLANNING STODDEN Get Your Questions Answered  Do I really need a will or power of attorney?  What is a trust?  What is probate?  Do I need power of attorney?  Should I make lifetime gifts?  What makes up my estate?  How will I pay for nursing home care?  Will Federal or Illinois Estate taxes affect me? Experienced attorneys from Plager, Krug, Bauer, Rudolph & Stodden, Ltd. will discuss these questions and more, as well as review current trends and new developments in estate planning. Please join us for this timely and informative FREE seminar at one of the following locations: Tuesday, February 25, 6:00 pm Co-sponsor Citizens State Bank, 102 W. Main St., Lena Wednesday, March 4, 1:00 pm Co-sponsor Forreston State Bank at Forreston Public Library, 204 S. 1st Ave., Forreston Thursday, March 5, 2:00 pm Freeport Public Library, 100 E. Douglas St., Freeport Monday, March 9, 1:30 pm Co-sponsor Apple River State Bank & First Community Bank of Galena, Apple River Stagecoach Event Center, 446 E. Hickory St., Apple River Wednesday, March 11, 6:00 pm Co-sponsor Loeffler Wealth Management, Cimino's Atrium, 421 Challenge St., Freeport Monday, March 16, 6:00 pm Co-sponsor Country Financial, Billy Goeke, Rock City Fire Department, 7600 N. Rock City Rd., Rock City Tuesday, March 17, 6:00 pm Co-sponsor Citizens State Bank, Country Inn & Suites, 200 Dillon Ave., Stockton Wednesday, March 18, 1:00 pm Co-sponsor IHT Wealth Management, Gregory "Ike" Eicher, Stewart Centre West, 2900 W. Pearl City Rd., Freeport Wednesday, March 25, 6:00 pm Co-sponsor Citizens State Bank, 1525 S. Forest Rd., Freeport Tuesday, March 31, 6:30 pm Co-sponsor Forreston State Bank, 996 W. Fairview Rd., Freeport Wednesday, April 1, 6:30 pm Co-sponsor Community Bank, 401 S. Church St., Orangeville, IL Tuesday, April 7, 10:00 am Co-sponsor WinnPrairie, 1545 S. Forest Rd., Freeport Tuesday, April 7, 3:30 pm Co-sponsor Prairie Ridge of Galena, 1 Prairie Ridge Dr., Galena, IL Tuesday, May 12, 12:00 pm Co-sponsor Oakley Courts, 3117 Kunkle Blvd., Freeport FREE Admission. Reservations requested. Call 815.235.1212 or 800.373.4109 or pkbrs@plager-law.com

Date: February 13, 2020

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2020 PLAGER KRUG BAUER RUDOLPH ESTATE PLANNING STODDEN Get Your Questions Answered Do I really need a will or power of attorney? What is a trust? What is probate? Do I need power of attorney? Should I make lifetime gifts? What makes up my estate? How will I pay for nursing home care? Will Federal or Illinois Estate taxes affect me? Experienced attorneys from Plager, Krug, Bauer, Rudolph & Stodden, Ltd. will discuss these questions and more, as well as review current trends and new developments in estate planning. Please join us for this timely and informative FREE seminar at one of the following locations: Tuesday, February 25, 6:00 pm Co-sponsor Citizens State Bank, 102 W. Main St., Lena Wednesday, March 4, 1:00 pm Co-sponsor Forreston State Bank at Forreston Public Library, 204 S. 1st Ave., Forreston Thursday, March 5, 2:00 pm Freeport Public Library, 100 E. Douglas St., Freeport Monday, March 9, 1:30 pm Co-sponsor Apple River State Bank & First Community Bank of Galena, Apple River Stagecoach Event Center, 446 E. Hickory St., Apple River Wednesday, March 11, 6:00 pm Co-sponsor Loeffler Wealth Management, Cimino's Atrium, 421 Challenge St., Freeport Monday, March 16, 6:00 pm Co-sponsor Country Financial, Billy Goeke, Rock City Fire Department, 7600 N. Rock City Rd., Rock City Tuesday, March 17, 6:00 pm Co-sponsor Citizens State Bank, Country Inn & Suites, 200 Dillon Ave., Stockton Wednesday, March 18, 1:00 pm Co-sponsor IHT Wealth Management, Gregory "Ike" Eicher, Stewart Centre West, 2900 W. Pearl City Rd., Freeport Wednesday, March 25, 6:00 pm Co-sponsor Citizens State Bank, 1525 S. Forest Rd., Freeport Tuesday, March 31, 6:30 pm Co-sponsor Forreston State Bank, 996 W. Fairview Rd., Freeport Wednesday, April 1, 6:30 pm Co-sponsor Community Bank, 401 S. Church St., Orangeville, IL Tuesday, April 7, 10:00 am Co-sponsor WinnPrairie, 1545 S. Forest Rd., Freeport Tuesday, April 7, 3:30 pm Co-sponsor Prairie Ridge of Galena, 1 Prairie Ridge Dr., Galena, IL Tuesday, May 12, 12:00 pm Co-sponsor Oakley Courts, 3117 Kunkle Blvd., Freeport FREE Admission. Reservations requested. Call 815.235.1212 or 800.373.4109 or pkbrs@plager-law.com 2020 PLAGER KRUG BAUER RUDOLPH ESTATE PLANNING STODDEN Get Your Questions Answered Do I really need a will or power of attorney? What is a trust? What is probate? Do I need power of attorney? Should I make lifetime gifts? What makes up my estate? How will I pay for nursing home care? Will Federal or Illinois Estate taxes affect me? Experienced attorneys from Plager, Krug, Bauer, Rudolph & Stodden, Ltd. will discuss these questions and more, as well as review current trends and new developments in estate planning. Please join us for this timely and informative FREE seminar at one of the following locations: Tuesday, February 25, 6:00 pm Co-sponsor Citizens State Bank, 102 W. Main St., Lena Wednesday, March 4, 1:00 pm Co-sponsor Forreston State Bank at Forreston Public Library, 204 S. 1st Ave., Forreston Thursday, March 5, 2:00 pm Freeport Public Library, 100 E. Douglas St., Freeport Monday, March 9, 1:30 pm Co-sponsor Apple River State Bank & First Community Bank of Galena, Apple River Stagecoach Event Center, 446 E. Hickory St., Apple River Wednesday, March 11, 6:00 pm Co-sponsor Loeffler Wealth Management, Cimino's Atrium, 421 Challenge St., Freeport Monday, March 16, 6:00 pm Co-sponsor Country Financial, Billy Goeke, Rock City Fire Department, 7600 N. Rock City Rd., Rock City Tuesday, March 17, 6:00 pm Co-sponsor Citizens State Bank, Country Inn & Suites, 200 Dillon Ave., Stockton Wednesday, March 18, 1:00 pm Co-sponsor IHT Wealth Management, Gregory "Ike" Eicher, Stewart Centre West, 2900 W. Pearl City Rd., Freeport Wednesday, March 25, 6:00 pm Co-sponsor Citizens State Bank, 1525 S. Forest Rd., Freeport Tuesday, March 31, 6:30 pm Co-sponsor Forreston State Bank, 996 W. Fairview Rd., Freeport Wednesday, April 1, 6:30 pm Co-sponsor Community Bank, 401 S. Church St., Orangeville, IL Tuesday, April 7, 10:00 am Co-sponsor WinnPrairie, 1545 S. Forest Rd., Freeport Tuesday, April 7, 3:30 pm Co-sponsor Prairie Ridge of Galena, 1 Prairie Ridge Dr., Galena, IL Tuesday, May 12, 12:00 pm Co-sponsor Oakley Courts, 3117 Kunkle Blvd., Freeport FREE Admission. Reservations requested. Call 815.235.1212 or 800.373.4109 or pkbrs@plager-law.com

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